Jack is 3 months behind on his car payments. His bank calls... the loan officer is rude and mean to him over the phone. She tells him he has 15 minutes to come up with money or she will come over and repossess his car. When she arrives at his house, she makes him sit on the floor while he explains his situation. He tries to tell her he needs a little more time, but she just laughs at him and turns around and pulls up her skirt. She tells him to kiss her ass. She laughs at him as he desperately kisses her ass... Then she makes him tell her that he's not a man. She reminds him that a real man would be able to pay his car payments, so Jack must not be a real man.
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